Are Stocks Too Expensive?

If you’ve looked at your 401(k) lately, you’ve probably felt a mix of excitement and anxiety. With the S&P 500 trading near 6,580, the headlines are once again asking the same nervous question: Are stocks too expensive?

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What’s Best for Wealth Transfer: Life Insurance or Inherited IRAs?

If you’ve spent a lifetime building a sizable 401(k) or IRA, you likely have a specific vision for that money. You see it providing for your children or grandchildren long after you’re gone. But under current laws, that “pool of money” might actually be a “tax bill in disguise” for your heirs.

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The 2026 Crypto Framework: Clarity for the Southwest Michigan Investor

After more than a decade without an official definition, U.S. regulators have finally provided clearer guidance on how cryptocurrencies are classified and treated under existing laws.

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The “Fiduciary Pendulum”

The legal definition of who must act in your best interest has shifted again. According to a recent report by InsuranceNewsNet, authored by John Hilton, the Department of Labor (DOL) has joined industry groups in a motion to vacate the 2024 Retirement Security Rule (RSR).

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Investing in Cannabis: What You Need to Know for 2025

The cannabis industry is complex and fast-moving, with significant changes occurring in 2025. According to the MJBiz Factbook, the U.S. legal cannabis market is projected to reach over $45 billion in sales in 2025, a significant increase driven by expanding state legalization and growing consumer demand. The total economic impact of the industry is forecasted to hit $123.6 billion this year.

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How Money Supply & Interest Rates Impact Investments in 2025

Since the unprecedented fiscal and monetary stimulus of the early 2020s, the relationship between the money supply and the broader economy has been a central concern for investors. As we move into 2025, the focus has shifted from expansion to a period of contraction and normalization. Understanding how the Federal Reserve (the “Fed”) is managing the money supply is essential for making informed investment decisions and navigating the potential impact on stocks, inflation, and real estate.

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How to Pay for a Funeral

When it comes to the end of life, many people joke that they don’t care what happens because “I won’t be there.” However, leaving a clear plan for your final wishes and, more importantly, how to pay for them, is one of the last great gifts you can give your family.

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How to Choose a Financial Advisor

The person who helps you manage your money is one of the most important professional partners you will ever choose. Fortunately, you have many options, but the regulatory landscape can be confusing.

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