Resource Center
Recent Posts
- Should I Take Medicare if I’m Still Working at 65?
- Are Stocks Too Expensive?
- What’s Best for Wealth Transfer: Life Insurance or Inherited IRAs?
- The 2026 Crypto Framework: Clarity for the Southwest Michigan Investor
- The “Fiduciary Pendulum”
- Wall Street Is Celebrating. Main Street Is Pulling Back: Navigating the 2026 Retirement Confidence Gap
- Navigating the One Big Beautiful Bill Act (OBBBA)
- The ABC’s of Medicare
Should I Take Medicare if I’m Still Working at 65?
For many of our neighbors in Kalamazoo, Battle Creek, and Marshall, your 65th birthday isn’t the “finish line” it used to be. Many of you are choosing to stay in the workforce, which brings up a critical—and often expensive—question: Do I actually need to sign up for Medicare if I still have health insurance through my job?
Are Stocks Too Expensive?
If you’ve looked at your 401(k) lately, you’ve probably felt a mix of excitement and anxiety. With the S&P 500 trading near 6,580, the headlines are once again asking the same nervous question: Are stocks too expensive?
What’s Best for Wealth Transfer: Life Insurance or Inherited IRAs?
If you’ve spent a lifetime building a sizable 401(k) or IRA, you likely have a specific vision for that money. You see it providing for your children or grandchildren long after you’re gone. But under current laws, that “pool of money” might actually be a “tax bill in disguise” for your heirs.
The 2026 Crypto Framework: Clarity for the Southwest Michigan Investor
After more than a decade without an official definition, U.S. regulators have finally provided clearer guidance on how cryptocurrencies are classified and treated under existing laws.
The “Fiduciary Pendulum”
The legal definition of who must act in your best interest has shifted again. According to a recent report by InsuranceNewsNet, authored by John Hilton, the Department of Labor (DOL) has joined industry groups in a motion to vacate the 2024 Retirement Security Rule (RSR).
Wall Street Is Celebrating. Main Street Is Pulling Back: Navigating the 2026 Retirement Confidence Gap
Over the past year, financial headlines have been overwhelmingly positive. Major stock indexes have reached record highs. Inflation has cooled from its peak. Unemployment remains relatively low. Yet beneath the surface, many Americans are quietly pulling back.
Navigating the One Big Beautiful Bill Act (OBBBA)
Signed into law on July 4, 2025, the aptly nicknamed One Big Beautiful Bill Act (OBBBA) has simultaneously delivered long-term certainty and created an urgent, limited-time opportunity for American retirees and investors.
The ABC’s of Medicare
Medicare can be a beast to understand, especially for those enrolling for the very first time. You have to decipher the Medicare alphabet, look at your current health status, factor in travel plans, and finally, do some complex math. A person can spend serious time trying to figure out the best Medicare options for themselves and their family right here in Southwest Michigan.
What are Tariffs and Do They Work?
It has been nearly one year since the 2024 Presidential campaign ended, but the talk of tariffs that dominated Donald Trump’s rallies has not faded into history. In fact, a significant portion of his campaign rhetoric has become current U.S. trade policy. The new reality is that the United States has largely pivoted away from the previous half-century of free-trade agreements and is now firmly in an era of elevated tariffs.
The Best Age to Claim Social Security: An Updated 2026 Guide for Max Benefits
As retirement approaches, one of the most consequential financial decisions you’ll face is when to start your Social Security benefits. While you can begin as early as age 62, this choice has a permanent impact on the amount of income you and your spouse will receive for the rest of your lives.